Treasury Analyst

Who we are

At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America, where SMBs financial needs are satisfied without ever having to go to a bank.

R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing). We are a tight-knit team coming from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, and J.P. Morgan. We are entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding our partner footprint, strengthening our credit and underwriting capabilities, and scaling our operations across multiple markets.

We are looking for a Treasury Analyst to join our Finance team and support the build-out of R2’s treasury function across multiple legal entities and jurisdictions in Latin America. This is an execution-focused role with direct exposure to cash management, bank operations, cross-border transactions, and liquidity planning in a fast-moving fintech environment.

Over the next 12-18 months, R2's treasury function is expanding into a fully centralized, multi-country operation across five markets, with a focus on real-time cash visibility, cross-border FX infrastructure, automated payment workflows, and regional banking strategy. This role will grow alongside that build-out, with increasing exposure to treasury system implementation and banking relationship management across Latin America.

Responsibilities

• Operate and monitor bank accounts across R2’s active markets (Mexico, Colombia, Chile, Peru, and Brazil)

• Execute daily payment runs and manage proof-of-payment workflows

• Maintain and update rolling cash forecast, tracking variances and flagging exceptions

• Monitor cash balances across entities and support short-term liquidity planning

• Maintain segregation-of-duties controls and support treasury policy compliance across all payment and reconciliation workflows in five markets.

• Process transactions via multiple banking portals across R2s LatAm markets,

• Coordinate with banks on account documentation, openings, and operational requirements

• Support implementation of ERP treasury module and payment batch workflows

• Process intercompany and cross-border wire transfers across multiple currencies and jurisdictions

• Support and execution of FX monitoring and trading.

• Coordinate with banking counterparts on FX transactions, settlement, and confirmation

• Maintain and enhance internal reconciliation tools, dashboards, and treasury reports

• Support system testing and implementations related to banking integrations and ERP modules

• Identify and drive process automation, efficiency and AI improvements in treasury operations

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 3+ years of experience in treasury operations, cash management, or financial operations, ideally in fintech or financial services
• Direct experience with multi-entity or multi-country banking environments
• Proficiency in banking portals and payment processing systems
• Hands-on experience with payment flows
• Strong Excel/Google Sheets skills; comfortable working with large transaction datasets
• Working proficiency in English
• Detail-oriented with high accuracy in payment processing and reconciliation work
• Familiarity with SQL or data tools for financial analysis is a plus
• Experience with ERP treasury modules (Oracle, SAP, or similar) is a plus
• Portuguese is a plus
• Proactive, ownership-driven mindset with a focus on continuous improvement

Location

Mexico City (preferred) or São Paulo. Candidates based in Colombia, Chile, Argentina will also be considered.