Pear Tree.AP - Credit Analyst (Remote)
Note: This is for active pooling purposes only. Submitting your application does not guarantee employment. Your details will be kept on file and considered for future opportunities as they become available.
We are seeking a dedicated and organized Credit Analyst to join our team at D2B. In this remote role, you will be responsible for analyzing clients' financial information, structuring loan applications, and ensuring compliance with lender policies. You will collaborate with brokers, clients, and lenders to prepare comprehensive credit submissions and support clients throughout the loan process. Strong analytical skills, attention to detail, and proficiency in financial analysis tools are essential for success in this role.
Position: Credit Analyst
Salary: PHP 70,000 - PHP 120,000/month
Working Hours & Conditions: Mondays to Fridays, 7:00AM to 4:00PM; full-time (remote)
Holidays: TBD
Responsibilities:
- Record Financial Transactions: Maintain accurate records of all financial transactions, including purchases, sales, receipts, and payments.
- Reconcile Accounts: Regularly reconcile bank statements and financial accounts to ensure accuracy.
- Prepare Financial Statements: Assist in the preparation of monthly, quarterly, and yearly financial statements (e.g., income statements, balance sheets).
- Accounts Payable/Receivable: Manage accounts payable (bills, invoices) and accounts receivable (payments, invoicing).
- Payroll Processing: Assist with payroll processing and ensure timely and accurate payment to employees.
- Tax Filings: Prepare tax returns and other regulatory filings, ensuring compliance with local, state, and federal regulations.
- Budgeting and Forecasting: Assist in the preparation and tracking of budgets and financial forecasts.
- Financial Reporting: Generate regular financial reports for management review and decision-making.
- Audit Preparation: Prepare financial data and assist auditors during audit processes.
- Manage Petty Cash: Track and manage petty cash accounts and expenses.
- Maintain Financial Records: Safeguard and organize financial records for easy access and future reference.
- Vendor Management: Communicate with vendors regarding payment inquiries and discrepancies.
Qualifications:
- High school diploma or equivalent; Associate’s degree in accounting, finance, or related field preferred.
- Minimum of 1 to 3 years of experience in credit analysis or a similar role within the mortgage or finance industry.
- Strong understanding of lender policies, credit assessment, and loan structuring.
- Excellent analytical and problem-solving skills.
- A high level of attention to detail.
- Proficient in using Finsure's Infynity & Quickli and financial analysis tools.
- Exceptional communication and interpersonal skills.
- Ability to work effectively in a fast-paced, team-oriented environment.
Benefits
- Competitive salary based on experience and skill set
- 100% remote role — work from home anywhere in the Philippines
- Paid local holidays aligned with the Australian business calendar
- Opportunities for training and professional growth
- Work directly with a supportive Australian team — no agency middleman
- Long-term engagement with a stable and growing business