Fraud Risk Analyst

About Unlimit

Unlimit is a global fintech ecosystem built to eliminate financial borders holding businesses back. The company provides the extensive infrastructure needed to scale globally, integrating payment processing, multi-currency business accounts, BaaS and crypto gateways into a single, intelligent platform.

Across 17 offices globally, Unlimit bridges hyper-local expertise with a high-capacity financial network, giving companies the agility to expand across regions with operational confidence and speed. Driving the evolution of payments, Unlimit is transforming its infrastructure from human-operated fintech into AI-native financial infrastructure — where APIs are consumed by machines, integrations are negotiated by agents, and systems evolve continuously through intelligent automation. Our next users are not only humans. They are AI agents acting on behalf of humans and businesses.

Unlimit serves more than the needs of businesses today; we are building the nervous system for a borderless global economy.

About the role:

This role will be at the forefront of the Company’s fraud prevention efforts working effectively to identify anomalies, prioritize initiatives, and develop scalable solutions.

Part of this role is also to facilitate the Company’s growth by scaling internal processes and focus on continuous optimization and automation.

Responsibilities:

• Full-cycle ownership of fraud investigations: Manage investigations end-to-end: from initial alert/trigger through analysis, decisioning, case resolution, and final reporting.
• Development of antifraud logic (Acquiring & Issuing): Design, implement, and optimize fraud detection and prevention rules/strategies across acquiring and issuing flows.
• Monitoring & detection: Continuously monitor transaction activity, identify anomalies, emerging fraud patterns, and suspicious behavior.
• Case analysis & decisioning Perform deep-dive analysis of flagged transactions, merchants, accounts, and payment instruments; recommend actions (block, allow, escalate).
• Rules & strategy optimization: Tune fraud rules, thresholds, scoring models, and risk parameters to balance fraud prevention and approval rates.
• Chargeback & dispute support: Contribute to fraud-related dispute analysis, root cause identification, and prevention measures.
• Data analysis & reporting: Prepare regular/ad-hoc reports on fraud trends, losses, false positives, and control effectiveness.
• Cross-functional collaboration: Work closely with Risk, Compliance, PSP/Payments, Underwriting, and 8Engineering teams on fraud mitigation initiatives. Incident & escalation handling
• Support urgent fraud incidents, large-scale attacks, and high-risk events.
• Process improvement & automation: Identify gaps, propose enhancements, and participate in automation of fraud controls and workflows.

Requirements:

• A minimum of +2 years of working experience at end-to-end antifraud analysis/investigation/prevention/detection/handling for card issuing, bank account payments;
• Good knowledge of card schemes associations risk management guidelines and requirements (e.g. Mastercard, Visa, UnionPay);
• Ensure knowledge of current fraud patterns and trends;
• Excellent command of English, other languages are an asset;
• Advanced Excel skills (Pivot Tables, VLOOKUPs, Data Modeling) for deep-dive analysis and trend reporting
• Extremely detail-oriented, organized and have the ability to multitask.

We offer:

• Attractive monthly salary paid in line with experience
• Vacation, sick, and paid holidays
• Full-time: 5/2 (Saturday and Sunday days off)
• Modern workplace with all necessary equipment 
• A team of top international professionals to learn from
• Multicultural working environment

Join Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.