RenmoneyJunior Treasury Officer
To support and manage Renmoney’s treasury activities, including liquidity management, funding, investments, and regulatory compliance, ensuring optimal funding cost, adequate liquidity buffers, and strict adherence to CBN regulations applicable to Microfinance Banks.
The role supports Renmoney’s core business of consumer lending and financial services by ensuring stable funding, efficient cash deployment, and strong treasury governance.
CORE RESPONSIBILITIES
Liquidity & Funding Management
Monitor daily cash positions across all Renmoney accounts
Daily reconciliation and call over of all Bank accounts
Booking of deposits
Liquidations of deposits
Maintenance of FD schedule with regular reconciliation to the system
Support maintenance of adequate liquidity buffers in line with internal policy and CBN guidelines
Sound and efficient relationship management with all internal stakeholders
Support funding activities (bank lines, placements, borrowings)
Assist in regulatory reporting and data collation
Support deal execution under supervision
Maintain treasury databases, trackers, and schedules
Treasury Operations
Execute and monitor treasury transactions
Maintain deal tickets, confirmations, and transaction records
Ensure accurate posting and reconciliation of treasury transactions
Regulatory & Compliance (CBN-Focused)
Ensure compliance with internal treasury policies, approval limits, and delegation of authority
Maintain audit-ready documentation for internal, external, and regulatory reviews
Risk Management & Controls
Identify and escalate liquidity, funding, market, and operational risks
Ensure adherence to segregation of duties and internal control standards
Reporting & Analysis
Prepare the daily Treasury report
Support budgeting, forecasting, and ALCO presentations
2–5 years’ experience in Treasury, Finance, Banking, or Financial Services
Exposure to non-bank financial institutions or finance companies is an advantage
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field
Certifications
CIBN (Associate Member or in progress) – desirable
Microfinance Certification Programme (MCP) – desirable
Skills & Competencies
Analytical Skills
Strong numerical and data interpretation ability
Basic understanding of liquidity ratios and funding structures
Technical & Computer Skills
Intermediate to advanced Microsoft Excel
Working knowledge of PowerPoint and Word
Familiarity with core banking or treasury systems
People Skills
Good communication and teamwork skills
Willingness to learn and take guidance
Personal Attributes
Pays close attention to detail
Integrity and compliance mindset
Ability to work under pressure