Finance & Strategy Manager - Credit Card

Join a leading fintech company that’s democratizing finance for all.

Robinhood Markets was founded on a simple idea: that our financial markets should be accessible to all. With customers at the heart of our decisions, Robinhood and its subsidiaries and affiliates are lowering barriers and providing greater access to financial information. Together, we are building products and services that help create a financial system everyone can participate in.

With growth as the top priority...

The business is seeking curious, growth-minded thinkers to help shape our vision, structures and systems; playing a key-role as we launch into our ambitious future. If you’re invigorated by our mission, values, and drive to change the world — we’d love to have you apply.

About the team + role

We are seeking a Finance & Strategy Manager to collaborate closely with our Credit Card team, specifically owning net interest and net interchange revenue, and credit card losses.

We are seeking a highly skilled professional with strong expertise with credit card financial modeling, strategic thinking, and budgeting/forecasting, coupled with a strong track record of partnering with cross-functional stakeholders. The ideal candidate has demonstrated experience influencing business leaders and supporting decision-making in a fast-paced and dynamic environment. With regular interaction with senior leadership at Robinhood, this role demands exceptional interpersonal and communication skills to effectively convey insights and drive strategic alignment.

It is preferred that this role is located in one of the office locations listed on this job description which will align with our in-office working environment. This position is only eligible for remote work in limited geographies within the US where we do not have physical office locations. Please connect with your recruiter for more information regarding our in-office philosophy and expectations.

What you’ll do

• Manage and forecast net interest and net interchange revenue and Current Expected Credit Losses (CECL) for the Robinhood Credit Card portfolio
• Coordinate with accounting and credit teams to develop and enhance modeling of CECL, net interest revenue, and net interchange revenue
• Support quarterly and ad-hoc analyses covering portfolio changes, macroeconomic scenario forecasts, and emerging risks
• Lead budgeting, forecasting, reporting and long-term financial planning efforts to support the Credit Card team
• Improving and simplifying weekly, monthly, and quarterly Financial Reporting processes, driving standardization, and building scalable reporting solutions along with Product expansion to ensure timely and accurate financial insights. Coordinate with the Corporate Finance team and ensure consistency across teams on respective weekly reporting materials.

What you bring

• 6+ years professional work experience in finance & strategy roles with progressively increasing levels of responsibility
• 4+ years of experience supporting Credit Card portfolio and 2+ years direct responsibility for CECL calculation
• B.A. in Finance, Economics, Mathematics, Computer Science, or a related field
• Strong knowledge of CECL accounting standards and financial modeling applications for reserve calculations
• Ability to work horizontally and vertically in an organization with peers as well as senior leaders
• Strong verbal and written communication skills, logical reasoning, and the presentation of potential solutions
• Excellent analytical skills and the business judgment to balance the details while not losing sight of the big picture, and an ability to determine the “why” behind the numbers
• Excellent proficiency in Excel/Google Sheets, and interest in developing sophisticated querying / modeling skills
• Proven ability to manage multiple competing priorities simultaneously and drive projects to completion
• Familiarity with analytical tools (SQL, Looker) and financial reporting software (Oracle, Anaplan)
• Experience in utilizing financial systems for data input and reporting, and the ability to build and maintain relevant reporting hierarchies for use within the system
• Experience working in the tech industry

What we offer

• Market competitive and pay equity-focused compensation structure
• 100% paid health insurance for employees with 90% coverage for dependents
• Annual lifestyle wallet for personal wellness, learning and development, and more!
• Lifetime maximum benefit for family forming and fertility benefits
• Dedicated mental health support for employees and eligible dependents
• Generous time away including company holidays, paid time off, sick time, parental leave, and more!
• Lively office environment with catered meals, fully stocked kitchens, and geo-specific commuter benefits

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on September 19, 2024.

Please see the independent bias audit report covering our use of Covey here.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected salary range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. This role is also eligible to participate in a Robinhood bonus plan and Robinhood’s equity plan. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$136,000—$160,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)

$120,000—$141,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)

$106,000—$125,000 USD

Click here to learn more about available Benefits, which vary by region and Robinhood entity.

We’re looking for more growth-minded and collaborative people to be a part of our journey in democratizing finance for all. If you’re ready to give 100% in helping us achieve our mission—we’d love to have you apply even if you feel unsure about whether you meet every single requirement in this posting. At Robinhood, we're looking for people invigorated by our mission, values, and drive to change the world, not just those who simply check off all the boxes.

Robinhood embraces a diversity of backgrounds and experiences and provides equal opportunity for all applicants and employees. We are dedicated to building a company that represents a variety of backgrounds, perspectives, and skills. We believe that the more inclusive we are, the better our work (and work environment) will be for everyone. Additionally, Robinhood provides reasonable accommodations for candidates on request and respects applicants' privacy rights. Please review the specific Robinhood Privacy Policy applicable to the country where you are applying.