BetterSr. Analyst/Analyst - Underwriting Services (Post- IR)
Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.
The facts that speak for themselves:
We’ve funded over $110 billion in loans (more than any other fintech in the US!)
Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry
Better’s propriety AI platform makes us an award-winning lender:
Fintech Breakthrough Award 2025: Best Lending Innovation
Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval
Yahoo! Finance (2025): Best Online Mortgage Lender
Money Magazine (2025): Best for fast closing
Forbes (2023): Best Online Mortgage Lender
We’re building the future of home finance - and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.
Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.
The facts that speak for themselves:
- We’ve funded over $110 billion in loans (more than any other fintech in the US!)
- Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry
- Better’s propriety AI platform makes us an award-winning lender:
- Fintech Breakthrough Award 2025: Best Lending Innovation
- Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval
- Yahoo! Finance (2025): Best Online Mortgage Lender
- Money Magazine (2025): Best for fast closing
- Forbes (2023): Best Online Mortgage Lender
We’re building the future of home finance—and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.
About the team
In the Underwriting funnel, this team serves as the gatekeepers of the financial integrity, meticulously verifying the collateral and credit documentation seamlessly align with the application and loan origination system, thus granting the final approval.
About you
1. Completing the final underwriting review of the Conforming loans by thoroughly examining collateral and basic credit documents to ensure loans are prepared for closing in accordance with agency guidelines.
2. Analyzing collateral documents such as title, tax certificate, appraisals, and homeowner’s insurance policies to access their influence on Underwriting decisions.
3. Through review of the Automated Underwriting System during final review and ensure that any red flags or special messages are addressed before issuing final review.
4. Ratio calculation during final approval and ensuring the ratio of Loan Origination Software matches with the Automated Underwriting System.
5. Meet production goals while maintaining quality and compliance.
6. Uncover any undisclosed debt or other missing financial information and ensure there is not any potential fraud present in the loan application.
7. Collaborating with Loan team, Underwriters, Collateral, and other cross functional teams to ensure pending loan tasks are completed.
8. Maintain acceptable Quality control standard.
9. Reviewing and clearing the tasks related to Credit, income and assets required before Final approval can be issued.
Requirements:
1. Bachelor's degree with a minimum of 2 years of experience in US Mortgage.
2. Knowledge of Agency guidelines for decision making.
3. Understanding of Credit and Collateral documents.
4. Meticulous attention to detail.
5. Strong data analysis capability and ability to clearly communicate findings to Leadership loan teams and borrower.
6. Knowledge of FNMA and Freddie Mac Guidelines.
7. Detailed understanding of credit report, income, assets, and collateral documents.
Company Benefits
In Office Perks
Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.
Health & Well-being
Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.
Other Perks at Better
Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.