Financial Accountant (Remote - Work from Anywhere)

Work from anywhere, impact everywhere 

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world. 

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position Work from anywhere!

Position overview

Xapo Bank is seeking a mid-level Accountant to support our global financial operations. Working within a fully distributed team of 6 in the Finance department, you will report directly to the Financial Controller. You will be responsible for ensuring the accuracy of financial data, supporting the month-end close process, and assisting with regulatory and audit requirements in a pioneering crypto-banking environment. While direct experience in crypto accounting is a significant advantage, it is not a dealbreaker for the right candidate with strong foundational skills.

Responsibilities

• Month-End Reporting: Own the preparation of lead schedules and reconciliations for key balance sheet accounts.
• Journal Management: Prepare and post journals ranging from standard accruals to complex financial asset adjustments.
• Daily Financial Operations: Manage the end-to-end lifecycle of corporate expenses and payables.
• Intercompany & Multi-Entity Oversight: Reconcile intercompany transactions across various global entities.
• Regulatory & Compliance Support: Collate data and prepare periodic returns for financial regulators, specifically focusing on Gibraltar (GFSC) and UK requirements.
• Tax & Statutory Compliance Support: Prepare data for statutory tax requirements.
• Audit Support: Act as a key point of contact during internal and external audits.
• Balance Sheet Integrity: Perform regular reviews of intercompany accounts and equity movements.

Skills needed

• Professional Qualification (Mandatory): You must hold a recognized professional accounting qualification such as ACCA, ACA, CIMA, or CPA. 
• Experience: 3–5 years in a corporate accounting or audit role. Experience within Fintech or a regulated financial institution is a significant plus. 
• Regulatory Reporting Experience (Mandatory): Direct experience in the preparation and submission of financial regulatory returns (such as Liquidity or Capital Adequacy). Familiarity with GFSC and UK regulatory frameworks is required. 
• Accounting Standards: Solid understanding of IFRS. 
• Technical Stack: Proficient in NetSuite and advanced Excel. You will also regularly use Google Suite, Confluence, Ansarada, Miro, and other specialized financial tools.
• Communication: Clear, concise communication skills—essential for explaining financial variances to non-finance stakeholders.

Other requirements

• Time Zone: You must be able to work and attend meetings during European-based core hours
• A dedicated workspace.
• A reliable internet connection with the fastest speed possible in your area.
• Alignment with Our Values and the Xapo Values-Driven Leadership principles.

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

• Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
• Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. 
• Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

**At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.**