Senior Credit Analyst

Senior Credit Analyst

PBF Energy Inc. (NYSE:PBF) is one of the largest independent refiners in North America, operating through its subsidiaries, oil refineries and related facilities. We are seeking a talented Senior Credit Analyst to join our team as a pivotal member that would play a key role here at PBF Energy. This role would be located onsite at our Company headquarters in Parsippany, NJ.

The Senior Credit Analyst is responsible for carrying out the credit and collection policies and procedures intended to mitigate credit risk while maximizing cash flow.

PRINCIPLE RESPONSIBILITIES:

• Manage a portfolio of high visibility accounts in establishing, monitoring and controlling credit exposures
• Obtain and analyze credit data and financial statements of new and existing customers to determine credit worthiness & financial soundness of each counterparty, rate credit risk and recommend credit limits
• Determine appropriate levels of credit security such as corporate guarantees, letters of credit and collateral and negotiate those instruments with counterparties. Ensure the accuracy and timeliness of such security is properly maintained
• Work closely with Commercial, Contracts Admin and Legal to ensure that transactional documents and contracts are kept current and accurately represent the transactions entered into.  
• Monitor portfolio to identify opportunities that will improve cash flow. As part of the regular portfolio review process, detect delinquent accounts and communicate to appropriate parties or management
• Collaborate with our counterparties and internal departments including commercial, customer care, billing and cash application to identify and resolve disputes
• Proactively evaluate portfolio and act on changes in counterparty creditworthiness and financial standing and determine level of credit capacity as it compares to potential sales volumes thereby maximizing revenue while mitigating financial risk
• Contribute to the preparation of periodic reports for use in daily credit evaluations and planning and for management distribution
• Work with commercial in determining anticipated product movements, forecast credit exposures and execute the approval of such movements while adhering to the credit requirements
• Develop and maintain strong rapports with counterparties through regular contacts including personal visits to counterparties’ sites
• Participate in a continuous improvement culture by regularly evaluating existing processes and propose changes that will enhance the productivity and effectiveness of the credit department in the areas of risk mitigation, internal controls and cash flow
• Special projects as assigned

JOB QUALIFICATIONS:

• Bachelor’s degree in Finance or Accounting

• Minimum of 5 years experience in commercial credit. Familiarity of petroleum industry a definite plus

• Strong financial statement analytical skills with a keen attention to details

• Able to perform in high pace environment

• Excellent communication (oral and written) and interpersonal skills with tenacious and results oriented attitude with utmost integrity

• Proficient in Excel and other Microsoft applications including Outlook, Word and PowerPoint. Knowledge of SAP, RightAngle, and CubeLogic a plus

• This position is on site 5 days a week

• ONLY CANDIDATES MEETING THE ABOVE REQUIREMENTS WILL BE CONSIDERED

• FOR SERIOUS CONSIDERATION, PLEASE INCLUDE YOUR SALARY REQUIREMENTS

The salary range for this position is $88,424.81-$145,780.03. The compensation range listed in this posting is in compliance with applicable state law.  Factors such as scope and responsibilities of the position, candidate’s work experience, education/training, job-related skills and internal peer equity will be considered in determining the selected candidate’s compensation.  Salaries at the time of hire are typically in the lower to middle portion of the above range in order to provide the opportunity to reflect future performance-based increases. In addition to salary, PBF offers a comprehensive benefits package which includes bonus eligibility, health care, retirement benefits, and paid time off.

We thank all respondents for their interest in PBF Holding Company LLC (“PBF Energy”), however, only those selected for an interview will be contacted. Please no  phone calls or emails to any employee of PBF Energy about this requisition. Placement agencies or recruiters need not respond. All resumes submitted by search firms to any employee of PBF Energy via email, the Internet or in any method without a valid written search agreement will be deemed the sole property of PBF Energy. No fee will be paid in the event the candidate is hired by PBF Energy as a result of the referral or through other means.

PBF Energy is an equal opportunity employer. We are committed to creating a diverse, inclusive environment. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, gender identity or expression, sexual orientation, reproductive health decision making, national origin, ancestry, genetic information, physical or mental disability, medical condition, marital status, age, veteran and military status, or any other status protected by applicable law. We are committed to providing reasonable accommodations as required by law. 

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