RenmoneyFP&A Senior Associate - Cards Stream
Who We Are
We are a finance-driven organization focused on disciplined financial planning, performance analysis, and strategic decision support across our cards business. Our FP&A function partners closely with senior management and cross-functional teams to drive product profitability, portfolio optimisation, and sustainable growth through data-backed insights and financial discipline.
The Position
The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.
What You Will Do
Financial Modelling & Scenario Analysis
- Build, validate, and maintain credit and debit cards financial models to assess business performance.
- Conduct scenario and sensitivity analysis to support long-term planning.
- Support M&A due diligence and integration efforts, if applicable.
Financial Planning & Forecasting
- Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
- Develop and maintain rolling forecasts to reflect changing business conditions.
- Analyse variances between actual budgets, and forecasts, providing actionable insights.
Business Partnering & Decision Support
- Provide product profitability optimisation and portfolio management support.
- Collaborate with department heads to track performance against financial targets.
- Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
- Evaluate business cases for new projects, investments, or cost-saving opportunities.
Financial Reporting & Analysis
- Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
- Conduct profitability analysis by business unit, product line, or region.
- Identify trends, risks, and opportunities through financial and operational KPIs.
Process Improvement & Systems
- Enhance financial planning processes through automation and best practices.
- Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
- Ensure data accuracy and integrity across financial systems.
What You Bring
Education & Experience
- 2–5 years of experience in card modeling.
- Bachelor’s degree in finance, Accounting, Economics, or a related field.
- Experience in financial modeling, budgeting, and forecasting.
- Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.
Key Competencies
- Strong analytical and problem-solving skills.
- Excellent communication and presentation skills.
- Ability to work cross-functionally and influence decision-making.
- Detail-oriented with a strong focus on accuracy.
- Adaptable to fast-paced and dynamic environments.
What’s In It for You
- Impact: Drive business decisions with data-backed insights.
- Growth: Exposure to senior leadership and strategic initiatives.
- Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
- Rewards: Competitive compensation and benefits package.
- Opportunity: Room for growth and influence in a dynamic environment.