Senior Staff Software Engineer, Backend (Consumer - Financial Services and Loyalty)

Ready to be pushed beyond what you think you’re capable of?

At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system.

To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems.

Our work culture is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be.

While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported.

Join Coinbase's Financial Services & Loyalty (FS&L) team to build Trade-Fi utility using blockchain advantages. FS&L is responsible for high-impact products like payments, credit card, on-chain borrowing and lending, staking, and CB One subscription, serving millions of users.

We're looking for a deeply technical leader to define the North Star engineering vision for diver FS&L, drive architectural cohesion across our diverse product suite, and ensure our high-throughput systems are scalable and reliable. You will lead multi-quarter, cross-organizational initiatives and be a critical mentor to other senior engineers.

What You'll Be Doing

• Define and drive the technical vision and strategy for FS&L, ensuring systems achieve high throughput, low latency, and scale.
• Architect and build mission-critical financial systems (e.g., card processing, loan repayments) with a focus on funds flow, reconciliation, and invariants.
• Drive developer productivity by advocating for new tooling (Go, Temporal, K8, MongoDB) and AI adoption.
• Mentor and coach team members to foster growth and technical excellence.
• Partner with Product/Engineering leaders to align on long-term product and engineering strategy.
• Lead the creation of reusable platforms for adoption across Coinbase.

What We Look For In You (Must-Haves)

• 10+ years of software engineering experience in large-scale distributed systems.
• Deep expertise in payments or traditional finance. 
• Demonstrated experience in architecting and building high-throughput, low-latency financial systems that can handle $500M monthly processing volumes.
• Strong understanding of funds flow, reconciliation, and invariants.
• Proven ability to lead complex, cross-organizational initiatives and drive architectural cohesion.
• Strong mentoring skills and a passion for leveling up teammates.
• Experience working on consumer products with a bias towards strong design and UX.

Nice to Haves

• Experience with Go or other performant backend languages.
• Familiarity with vendor integrations (Cardless, Morpho) and regulated environments.
• Crypto-forward experience (e.g., on-chain activity, blockchain payment journeys).

Job ID: P71000

Pay Transparency Notice: Depending on your work location, the target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, vision and 401(k)).

Annual base salary range (excluding equity and bonus):

$253,895—$298,700 USD

Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.

Commitment to Equal Opportunity

Coinbase is proud to be an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law.  For US applicants, you may view the Employee Rights and the Know Your Rights notices by clicking on their corresponding links. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. 

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information.   For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

Global Data Privacy Notice for Job Candidates and Applicants

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.    

AI Disclosure

For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.  

For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. 

The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com